Financial Institutions
Free to Focus

Financial Institutions

Banking is a complex field that requires specialized expertise and a dedication to staying on top of new developments. At DB&B, we have a team of professionals (including two partners) who are experienced in providing audit and tax services as well as other business advisory service to financial institutions. Our team understands that financial institutions today face fierce competition for deposits, compression of profit margins, regulatory requirements and mounting concerns about identity theft – all of which put increasing pressure on efficiency ratios. We help our clients triumph over these challenges through advanced risk management, better financial planning and budgeting, proactive internal controls and metrics, and straightforward compliance procedures. However, we also recognize that at its heart, banking remains a service business; therefore, DB&B’s team is always mindful of how our recommendations will affect our clients’ customers. Our goal is ultimately not just to improve each client’s efficiency and profitability, but also its service, customer satisfaction and reputation in the marketplace.


  • Agreed-upon Procedures Engagements
  • Auditing & Internal Control
  • Business Development and Management Training
  • Employee Benefit Plan Audits
  • Financial Accounting
  • Internal Audit Quality Assessment Reviews
  • Regulatory Compliance Studies
  • Full & Partial Internal Audit Outsourcing
  • IT Compliance Studies
  • Opinion Audits
  • Retirement And ESOP Plan Design & Record Keeping
  • Succession Planning
  • Taxation
  • Technology & Reporting Systems

Over the years, DB&B has worked with a number of financial institutions, primarily community banks, all of which have a strong focus on the consumer and small business markets. Therefore, we understand and are experienced in dealing with the wide variety of retail banking services and products, including products such as mortgages and automobile financing. In addition to DB&B’s resident experience, we also have access to deep expertise within the member firms of the Allinial Global, through which we maintain close ties to the Office of the Comptroller of the Currency, the FDIC, and the Federal Reserve Bank. Allinial is an association of legally independent accounting and consulting Firms that seamlessly share training resources, best practices, information and expertise. DB&B routinely partners with other Allinial Firms to work on a variety of projects and accounts around the world. Allinial allows DB&B to offer resources typically offered by national accounting firms – without their associated overhead costs and billing structures.


  • Asset/Liability Management
  • Bank Stock Analysis
  • Capital Planning
  • Cost Control
  • Liquidity Issues
  • Management Accounting
  • Mergers & Acquisitions
  • Portfolio Management
  • Profitability Measurement
  • Regulatory Issues & Compliance
  • Risk Management
  • Treasury Management & Investment Policy