Starting Fall 2025, New York employers with 10 or more employees will receive a unique access code to register for the Secure Choice Savings Program — a new state-mandated retirement savings plan for private-sector workers without access to a workplace retirement plan.

Does This Apply to You?

If you're a New York employer and:

• You have 10+ employees
• You do not currently offer a qualified retirement plan
• You've been in business for at least two years

Then you’ll soon be required to facilitate the Secure Choice Program.

 What You’ll Need to Do:

1. Register your company at www.NewYorkSecureChoice.com using your access code.
2. Enroll your employees, set up payroll deductions, and submit contributions for those who stay in the program.
3. Maintain ongoing compliance by updating employee info and processing contributions each pay period.

Key Deadlines by Employer Size:

Want More Flexibility?

If a private retirement plan with higher contribution limits, tax advantages, and custom design better suits your business, contact: