Retirement Plan Design & Administration Services

NOTICE REQUIREMENTS

Form/Notice

Due Date

Summary Plan Description

Within 90 days of becoming eligible

Salary Deferral Form

Completed on date of eligibility and as needed coinciding with terms of the plan.

Beneficiary Form

Completed on date of eligibility and as needed

Safe Harbor Notice

Initial Notice - No later than the eligibility date and no earlier than 90 days prior for newly eligible employees.

 

Annual Notice - 30 – 90 days prior to the start of the Plan Year

Qualified Default Investment Alternative Notice (QDIA)

Initial Notice - 30 days prior to becoming eligible

 

Annual Notice - 30 days prior to the start of the plan year

Qualified Automatic Contribution Arrangement (QACA) or

Eligible Automatic Contribution Arrangement (EACA) Notice

Initial Notice - No later than the eligibility date and no earlier than 90 days prior for newly eligible employees.

 

Annual Notice - 30 – 90 days prior to the start of the Plan Year

Participant Annual Fee Disclosure

On or before the date the participant can begin to direct their investments and once annual thereafter

Participant Quarterly Fee Disclosure

Within 45 days of each quarter end

Participant Statements (meets PPA requirements)

Participant Directed - within 45 days of each quarter end

 

Trustee Directed - At least annually, due by date Form 5500 is filed (including extensions)

Summary Annual Report

2 months after the Form 5500 filing deadline (extensions included)