Retirement Plan Design & Administration Services
NOTICE REQUIREMENTS
Form/Notice |
Due Date |
Summary Plan Description |
Within 90 days of becoming eligible |
Salary Deferral Form |
Completed on date of eligibility and as needed coinciding with terms of the plan. |
Beneficiary Form |
Completed on date of eligibility and as needed |
Safe Harbor Notice |
Initial Notice - No later than the eligibility date and no earlier than 90 days prior for newly eligible employees.
Annual Notice - 30 – 90 days prior to the start of the Plan Year |
Qualified Default Investment Alternative Notice (QDIA) |
Initial Notice - 30 days prior to becoming eligible
Annual Notice - 30 days prior to the start of the plan year |
Qualified Automatic Contribution Arrangement (QACA) or Eligible Automatic Contribution Arrangement (EACA) Notice |
Initial Notice - No later than the eligibility date and no earlier than 90 days prior for newly eligible employees.
Annual Notice - 30 – 90 days prior to the start of the Plan Year |
Participant Annual Fee Disclosure |
On or before the date the participant can begin to direct their investments and once annual thereafter |
Participant Quarterly Fee Disclosure |
Within 45 days of each quarter end |
Participant Statements (meets PPA requirements) |
Participant Directed - within 45 days of each quarter end
Trustee Directed - At least annually, due by date Form 5500 is filed (including extensions) |
Summary Annual Report |
2 months after the Form 5500 filing deadline (extensions included) |